Current Loan Rates

Willow Island FCU offers many types of loans, Check out our rates below.

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Rates Effective 08-29-16


*** All loans are considered on an individual basis.
Rates may vary based upon individual credit worthiness. ***
Rates shown are the best rates available.

SECURED LOANS
SCORE
GRADE OF PAPER
24
MO
36
MO
48
MO
60
MO
72
MO
84
MO
730+ GOLDEN 2.99 2.99 2.99 2.99 3.99 4.99
680-729 A 3.75 3.75 3.75 3.75 4.75 5.99
640-679 B 4.75 4.75 4.75 4.75 5.75 6.99
600-639 C 7.00 7.00 7.00 7.00 8.99 9.99
550-599 D 8.00 8.00 8.00 8.00 10.00 11.00
550-599 E 9.99 9.99 9.99 9.99 10.99 12.00

 

UNSECURED LOANS - UP TO 60 MONTHS
SCORE
GRADE OF PAPER
UP TO 60 MONTHS
730+ GOLDEN 9.75
680-729 A 10.75
640-679 B 12.75
600-639 C 14.75
550-599 D 16.75

**APR is the Annual Percentage Rate.

Members: Effectively immediately, New loan fees: $7.00 charge for credit report, due at time of application(non-refundable), and a $20.00 processing fee (only if approved). This $20.00 fee can be added on to your loan. Thank you.


“This credit union is federally insured by the National Credit Union Administration.”
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