Current Loan Rates

Willow Island FCU offers many types of loans, Check out our rates below.

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Rates Effective 10-15-15


*** All loans are considered on an individual basis.
Rates may vary based upon individual credit worthiness. ***
Rates shown are the best rates available.

LOAN TYPE      
New Vehicle 2014 & Up
740 - 700
699 - 675
674 - 641
36 Months
2.25%
3.25%
4.25%
48 Months
3.25%
4.25%
5.25%
60 Months
3.50%
4.50%
5.50%
72 Months
4.25%
5.25%
6.25%
84 Months
5.75%
6.75%
7.75%
Used Vehicle 2013-2011
740 - 700
699 - 675
674 - 641
36 Months
3.25%
4.25%
5.25%
48 Months
3.50%
4.50%
5.50%
60 Months
4.25%
5.25%
6.25%
72 Months
4.50%
5.50%
6.50%
84 Months
5.75%
6.75%
7.75%
Used Vehicle 2010-2007
740 - 700
699 - 675
674 - 641
36 Months
4.25%
5.25%
6.25%
48 Months
4.50%
5.50%
6.50%
60 Months
5.25%
6.25%
7.25%
Used Vehicle 2006-1995
740 - 700
699 - 675
674 - 641
24 Months
6.50%
7.50%
8.50%
36 Months
6.75%
7.75%
8.75%
48 Months
7.00%
8.00%
9.00%
Antique Vehicles
1994 & Older
740 - 700
699 - 675
674 - 641
60 Months
6.00%
7.00%
8.00%
Specialty Equipment
 
Same as used vehicle
RV, ATV, and Motorcycles
 
Same as used vehicle
Signature
740 - 700
699 - 675
674 - 641
36 Months
8.00%
9.00%
10.00%
48 Months
9.00%
10.00%
11.00%
60 Months
10.00%
11.00%
12.00%
Home Improvement
740 - 700
699 - 675
674 - 641
Must Have Estimate From Contractor & Check Made To Them
48 Months
8.50%
9.50%
10.50%
60 Months
9.50%
10.50%
11.50%
72 Months
10.50%
11.50%
12.50%
This Amount Factors Into The Personal Loan Limit Of $7,500.00

**APR is the Annual Percentage Rate.

Members: Effectively immediately, New loan fees: $7.00 charge for credit report, due at time of application(non-refundable), and a $20.00 processing fee (only if approved). This $20.00 fee can be added on to your loan. Thank you.


“This credit union is federally insured by the National Credit Union Administration.”
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