| LOAN
TYPE |
TERM |
**APR |
| Speciality
Equipment Loans |
| Under $5,000.00 |
12 Months |
5.50% |
24 Months |
5.75 % |
36 Months |
6.00% |
| Between $5,000.00 and $10,000.00 |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
48 Months |
6.25% |
| Over $10,000.00 |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
48 Months |
6.25% |
60 Months |
7.00% |
| |
| Signature
Loans |
| |
30 Day Notes |
11.00% |
60 Day Notes |
11.50% |
90 Day Notes |
12.00% |
12 Months |
10.00% |
24 Months |
10.50% |
36 Months |
11.00% |
48 Months |
11.50% |
60 Months |
12.00% |
| |
| Regular
Share Secured Loans |
| 5.00% Above Dividend Earned on Regular Share Account. Floor of. |
60 Months |
4.50% |
| |
| Share
Certificate Secured Loans |
| 3.00% Above The Highest Share Certificate Rate Used To Secure The Loan. Floor of. |
60 Months |
4.50% |
| |
| New
Cars & Trucks |
| Current Year & Previous Year With Less Than 20,000 Miles |
12 Months |
5.00% |
24 Months |
5.25% |
36 Months |
5.50% |
48 Months |
5.75% |
60 Months |
6.50% |
| |
| Used
Cars & Trucks |
| 2007 & 2006 Year Models |
12 Months |
5.00% |
24 Months |
5.25% |
36 Months |
5.50% |
48 Months |
5.75% |
60 Months |
6.50% |
| 2005 & 2004 Year Models |
12 Months |
6.00% |
24 Months |
6.25% |
36 Months |
6.50% |
48 Months |
6.75% |
60 Months |
7.50% |
| 2003, 2002 & 2001 Year Models |
12 Months |
7.00% |
24 Months |
7.25% |
36 Months |
7.50% |
48 Months |
7.75% |
| 2000 & Older Year Models |
12 Months |
8.00% |
24 Months |
8.25% |
36 Months |
8.50% |
| |
| New Boats, Campers, Travel Trailers, Motor Homes |
| |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
48 Months |
6.25% |
60 Months |
7.00% |
|
| Used Boats |
| |
12 Months |
5.50% |
24 Months |
5.75% |
36 months |
6.00% |
48 Months |
6.25% |
60 Months |
7.00% |
|
| New Motorcycles & ATV's |
| Under $7,500.00 |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
48 Months |
6.25% |
| Over $7,500.00 |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
48 Months |
6.25% |
60 Months |
7.00% |
|
| Used Motorcycles & ATV's |
| |
12 Months |
5.50% |
24 Months |
5.75% |
36 Months |
6.00% |
*48 Months |
6.25% |
*60 Months |
7.00% |
| * Written
motorcycles or ATV Dealers Appraisals Required. |
|
| New Computer & New Satellite Dish |
| |
12 Months |
9.50% |
24 Months |
9.75% |
36 Months |
10.00% |
|
| Christmas Loans |
| $1500.00 |
12 Months |
10.00% |
Available ONLY From 10-1 thru 1-31 Each Year.
One Time Amount Of Up To $1500.00 |
|
| Funeral Loans |
| Maximum amount of $5,000.00 |
12 Months |
10.25% |
24 Months |
10.50 |
36 Months |
10.75% |
48 Months |
11.00% |
| Copy of Bill
from Funeral Home and Death Certificate Required. |
|
| Income Tax Loans |
| |
12 Months |
14.00% |
Loans Will
Only Be For The Amount Of Taxes Owed
Copies Of The Signed Taxes Form Must Be Submitted With
The Loan Application. |
|
**APR is the Annual Percentage Rate.
Members: Effectively immediately, New loan fees: $5.00 charge for credit report, due at time of application(non-refundable), and a $20.00 processing fee (only if approved). This $20.00 fee can be added on to your loan. Thank you.
|
